#Bridalplasty: Lies Janessa Told Me... or To Tell the Whole Truth, and Nothing But the Truth... #Marriage #Weddings And #Wine! : )

 

Bridalplasty - It's Always Playing SOMEWHERE...lol! 

So Janessa's not satisfied with her sex life??  Ruh-roh! I think that comes under the category: Things Not to Say to Your Fiance, shortly before the wedding...!  And Allyson isn't satisfied with her sex life, either??  And neither is Kristen's Fiance??  Man, those are some seriously young people to be malcontents in the bedroom (or kitchen, but obviously not the laundry room, for Cheyenne, who sounds like she wouldn't be caught dead in da laundry room... and her fiance is piiisssed about that!! haha!  Come on, Cheyenne's a Fancy Girl.  They're traditionally not that great at household chores... and I loved the whole line of questioning, for their special lie detector tests, about whether they got along with their in-laws.. who cares??  There would maybe be three weddings per year, if everyone loved their in-laws, and had no problems, at all... marriage isn't about being perfect, it's about being as happy as you can, and finding a nice middle road where you can enjoy being together, working together toward common goals... blah, blah, blah... okay, a lot of getting married is to get out of the dating field! hahahaha! Noooo, I kid.  It's all about love, and you know it!! (lol!)

Sooo, when does it pay to tell the truth in a relationship?  Hmmmm... well.... in a marriage, sometimes little white lies, lies of ommission, are there to save the marriage.  Your partner sucks in bed (or doesn't...), if you're planning to stay in the marriage, or still hoping the marriage will go through, keep that secret to yourself... maybe tell your best friend, if they can keep their mouth shut, but otherwise, you'll just be hurting someone's feelings (and maybe you're marrying someone, or are married to someone, for different reasons, like their money... buh-dum-bum! hahaha!).  (I love yo'..... (big pause).... money... hey, it happens!  More often than not!)

Hey, you know a great way to learn about sex?  That's right, read about it! hahaha!  I call that 'safe sex'!! Gee, I was sure there was a book called 'The Story of J', or 'The Story of M'... man, canny remember, now, it's been about 25 years since I've read those!! (Although, I suppose I could write my own 'Story of M', but that might make him mad!! hahaha! Whatever.. that's where those little white lies come in, right? They're handy, and useful... and the truth just gets you into trouble, anyway, occasionally...! lol!  Okay, hope the book covers weren't too graphic for you!!  Sowwwy!  And I've never read the 'new' Story of O, so might check that out, meself...


Wow, did you see Allyson's new teeth??  Why didn't she get that done, first, in case she had been voted off, earlier??  But that was heartwarming, to see Allyson get her teeth all fixed up, but a sad statement on American Healthcare, and Dental Health in the US, that she had been walking around with decayed teeth and abscessed teeth... that's horrifying.  In a First World Country, for Goodness Sake.  Was that a personal choice, or aren't there dental schools, or some low-cost dentistry that might be available??  Man, good, healthy teeth can't only be for the well-employed or the wealthy.  That's crazy.  So I was very, very happy to see Allyson get a whole new set of teeth -- she looked great! And her cheeks look really nice, now, too --Allyson's the one with the most obvious improvements in the whole Bridalplasty House...

Ruh-roh, really hope those pictures aren't too terrible for you!!  The cover used to be really plain, so you could read it on the bus, no worries!!  Now you'll never be able to read this on the bus -- maybe you can read it on the plane!! The person beside you is sure to give you a little extra room -- or way less room, if you know what I mean!  (Yick!!  How often have you sat next to someone attractive on a plane??  Well, now that I think of it, I guess I have sat next to some very attractive men, over the years.. and once, when I happened to be traveling First Class... a long story... the fellow I was sitting beside had proposed by the end of the flight, but back then, in my late twenties and early thirties, that was sort of par for the course... I've had a lot of proposals over the years (lol!)... not sure why they're not pouring in, anymore!!  Boooo!  I like being given the choice of a proposal! haha! They're fun! (Oh, most of the proposals stopped after I got married! hahaha!  But I'm divorced, now, so you'd think they wouldda started up again, right?? lol!)

Okay, I've probably said too much!  Or not quite enough.. lol!  Go have some fun and make an indecent proposal of your own... or make the proposal and then have some decent fun... for the more traditional folks in da house!!  xox!

Oh, I almost forgot!  Kristen was finally voted off Bridalplasty, tonight!  Finally!  But not to worry, she will probably, perhaps, maybe have a perfect wedding, after all! haha!  And her new boobs'll lead the way down the aisle.. maybe her fiance will be happier with her when she gets home... poor kid!  Kristen needs a nicer fiance!  Marriage is a loooong commitment (sometimes! lol!), so you gotta choose someone who really loves you, and he didn't seem all that loving to me... but a starter Marriage works, too... learn the ropes, move on to a bigger and better marriage the second time, around.. just imagine how great I'll be at marriage, now, when I go into my THIRD marriage (no, not yet... I waitin' for a proposal!!  Okay, you got me, I waitin' for some better dates!! hahaha!)... Ailsa xox



My favourite books to start with, with Louise Hay - You Can Heal Your Life - brilliant, and it really WILL change your life... and Meditations for Daily Living - think that's the right title  - is so lovely, you'll love it - all very heartwarming, very clarifying... and Louise Hay has a tiny little book, I Can Do It - looove it, you'll love it, too... I love all of Louise's books... so lovely and life-changing : ) http://buildyourownhousebodylife.blogspot.ca/2014/11/you-can-heal-your-life-by-louise-l-hay.html





Cheap Jewelry - Gorgeous and Real! You will not believe the prices! Enjoy!! I've bought soo much stuff from this Chinese wholesaler -- and I wear it all the time : )  Jewelry AND Clothes - love it all! I would buy a larger size than you might choose when you're out at a mall, say, just to be on the safe side : ) Get Wedding & Fashion Dress Directly From Professional Factory!

TaaDaa!!  Here we go, DHGate from me to you!! You are gonna be blown away by the prices.. you could even look to see if you could do resell on your own, start a whole new business - yep, that's how low the prices are - and great stuff! ENJOY UP TO 30% OFF! YOUR FAVORITE Cellphone Accessories For iPhone 6S


Dhgate Top Deals - Buy China Wholesale Products from Chinese Wholesalers.

Seller Store Coupon $5 off $100 on balancing electric scooter (Road2success Factory Wholesale CO.,Ltd) I think the Balancing Scooter is gonna be THE Next Big Thing - they're soo cool!

Back to School Sale, Save 50% or More on Select Smartphones & Free Shipping

Some Freebies fo' you! lol! : )


INDULGE YOURSELF WITH A $250 GIFT CARD from The Cheesecake Factory *Upon Completion of Purchase Requirements

#BuyingProperty How to Save for a #DownPayment on a House (or How to Save Money!) #Condo #RealEstate #GetAMortgage #BuyAHome

Super Lucky, right? lol! 

Saving for a Down Payment is hard work, so it's a good idea to really want to own your own home by the time you begin your Savings Account. It's difficult to turn down a weekend in the Bahamas (or Downtown at the Clubs!) when you don't have a definite goal.

Step One: Get a Job - or figure out a way to get a Steady Income : ) This will definitely help you to find the money to save! haha!

Step Two: Keep the Job, and the Steady Income -- longevity on the Job (usually 6 months, with a contract) is a major factor the Financial Institutions look for when your trying to qualify for a Mortgage.

Step Three: Go over your spending habits with a fine tooth comb. (Please, this is strictly figurative! No yucky combs on your Financial Papers!) Ask yourself some very serious questions -- Do you really need to spend $5.00 for a cup of coffee five times a day? Even though it's fabulously delicious?? Even one cup at $3.25/day is $1186.25 a year. Five cups at price per day would be $5931,25. That's a lot of money, and often enough for a Down Payment.

It's a good idea to right down everything you actually purchase -- lottery tickets, coffee, lunches, snacks, clothes you don't really need -- it's the 'little incidentals' that really add up.

Step Four: Start a separate Bank Account, just for your 'house-to-be'. Anything you can put in there is good -- if you can manage $25.00/week, that's $1300. a year; $50./week gets you $2,600. a year, and if you can swing a $100./week, that's $5200. in a year.

You'll be shocked at how easy it is to piddle away $100. on all sorts of little things -- when you make the big decision to Buy Your Own Place, all of a sudden, you'll find yourself prioritizing...and that doesn't mean you have to slap your own hand to stop yourself from frivilous spending (which, sadly enough, happens to be the most fun type of spending! ha,ha!). You'll just make the decision one day that you need to Own Your Own Home so you can: 1) Make Money, 2) Not hand over your money and have nothing to show for it at the end of the day -- say, Monday...yuff, yuff! 3) Secure your Future.

Step Five: Find out how much you can borrow for your new place. Click on-line so you can quickly determine this info. Especially if you're new to the Real Estate game, it's less stressful than heading in to the Bank, plus you don't have to make a special appointment!

Step Six: Start Looking for Your New Place! Check out the great new Condos that are all over the place, now. They have really good Payment Plans, and if you make your Purchase before they're built, you'll score a great deal.

Contact a Realtor to find out what's available in your Price Range -- they're there to help you, and can really help to narrow down the field and get you into something you can afford and love.

Remember that you don't have to live anywhere forever -- a lot of people fall into the trap that they can't buy because they're not sure where they'll be 5 or 10 years from now... even if you only have a year that you're sure about, go ahead and Buy. You can always sell it, and you won't lose money on Real Estate -- maybe you'll walk away with an extra $10,000. - $50,000., (all the way up to millions of dollars, depending on the land location!) from the Property Values going up! Now, that ain't bad! Not bad at all!

Here's a little Tip for Women: You know, it's more common than you might think that a lot of women are 'waiting for a man' before they even start to think about buying a place. Forget that! Men, Schmen! Go get it yourself, Girl! And keep it until you're sure you really like him... In the 'olden days', like when I was in my twenties in the early 80's (!), there was a weird thing that if a woman had her own place, then she was putting out a message that 'she didn't need a man'..., and so a lot of women would wait until marriage before attempting to purchase a home.

Thank God those days are gone! Puh-leeease! It's always nice to have a man, but women don't technically need them ... for any length of time, anyway... and you can go ahead and get your own place without waiting for anyone. You can be comfy and cozy on your own no matter who you are... you can always sell it later and buy something different together, which is a healthier to do for a new relationship, anyway, right??

Happy Saving!  And Happy Home Ownership! Ailsa xox



Mortgage Information You Can Understand that Won't Put You to Sleep!

Buildyourownhouse.ca: SITE MENU

How to Buy Your First Home (Yippee!!) #FirstTimeBuyer #HomeOwnership #Condo #Mortgage

Compare offers from up to 5 Lenders at LendingTree.com.

Buying Your First Home

Step 1: Look around. See what's out there that you like.

Step 2: How much can you realistically afford? (Never let yourself be 'house poor'.)

Step 3: Know how long you want to live in your new place... and how much room you'll need.

Step 4:  Get pre-qualified with a Banker or Broker. Compare multiple offers in minutes!

Step 5: Find a good realtor.  Choose someone you like, and can trust in the area where you are looking -- they'll know the area... this is crucial.

Step 6:  Look at what YOU want to see, not just the 7 - 10 properties your realtor may want to show you.  Use the internet for all it's worth... exercise your rights.

Step 7: Choose a house (apartment, condo, farm... whatever you like!), make an offer.

Step 8:  Get an independent Inspector. Go with one your realtor suggests if you still trust your realtor.. remember, it's your investment, not theirs.

Step 9: Read the appraisal.  Make sure you agree. Ask for any accomodations that seem reasonable.

Step 10: Buy your new house!!  Or, at least, in America, enter into Escrow!! The house will be yours in 30 - 90 days!  Yippee!!


(And see what kind of Tax Benefits might be available to you - there are a lot of great incentives for First Time Buyers : )


Just to give you some idea of what your new Mortgage Payments might look like, and how that compares to how much you are already paying in Rent : )





This isn't nearly as complicated as some folks make it out to be. Your first step should probably be to contact a Mortgage Broker (you can have a look at the online Mortgage Companies -- they're a great way to quickly find out how much you qualify for, and they often have better rates than the standard Banks...) or your Banker to Pre-qualify for a Mortgage.

I happen to prefer Brokers because they are waaay more likely to actually get you a mortgage! Many banks have created an environment that severely limits most people's ability to get a loan, these days. If you've gone to your bank and they've flatly turned you down, don't give up. Contact a broker and make an appointment to go over your financial information (for Goodness Sake, be honest - never embellish information with any financial institution). For the record, there are so many more options available for New Home Owners, these days. It used to be (even 5 years ago) that you had to go into a regular bank to get anywhere near a Mortgage, but no so anymore. Really do your homework to get the best possible deal out there on your Mortgage, and go with a reputable broker.

At the very least, you'll find out how much you can afford to pay for a property, or you will find out what you have to do in order to become qualified.

I have heard some bankers tell potential buyers that what they really need to do is buy lots of Retirement Savings Bonds (the banks have special names for them that you are most likely familiar with), which they happen to be selling that day… then the person can re-apply for a mortgage after their huge purchase of said banking product. Of course, now the potential home owner has no money left for a Down Payment. Much better to save your money in a safe Money Market Account at the bank (see, they're still making money, if all of a sudden you feel sorry for the banks!), or in a Savings Account that you don't regularly dip into.

Set your sights on something that is realistic. Don't go looking at all the 10,000 square foot Mansions when you haven't started saving your money for a Downpayment, yet... Start with a Condo or Smaller Home, or head out of the City to nearby Towns to see what kind of Market Prices are out there. Usually, it's way less expensive to live outside of the city, with the exception of Estate Areas, which are a lot more expensive, given that they'll have Architectural Controls to allow only very large homes.

Don't worry about the whole "I can't live in the Suburbs..." . Better to think of it as a place of your own that you own -- Own Your Own Home! Your friends can laugh at a HOMEOWNER -- who's laughing now?? hmmmm? And 2 - 10 years from now when you're ready to move on, you'll have sooo much more money to invest in your next home, and you probably won't be hanging with those crazy friends, anyway! Although it would be fun to invite them for cocktails at your new Mansion, 'cause your early investment really paid off, and now you've just finished building it! ha,ha,ha! You can laugh yourself silly, and just blame it on the drinks! (I have to assume you'll have a big 'Welcome to My Mansion, Sucka' Party, and there's most likely gonna be some alcohol consumed on the premises... It's probably a requirement in those neighborhoods -- I'll let you know as soon as I move into one! hahaha!)

Try to buy as new as you can, since Mortgage Rates are cheap, right now, and it's easier to come up with a monthly mortgage payment that is reasonable than to find the cash to fix major repairs in an older home. A house that is in very good repair is a good choice, too - it's the traditional 'fixer-upper' that used to be considered a good deal that is actually far more expensive in the long run. (There are lots of conditions, here, but this is generally a good rule of thumb.)

Make sure to find out what the Condo Fees are, if the property you're looking at has a Condo Association. Check out the house taxes, too. Some smaller towns actually have higher tax rates than larger cities. If it's a pre-owned home, you can find out the general heating/cooling costs. The important thing is not to get in over your head. Stay moderate, never go beyond your means. Remember that Brand New Homes also come with huge costs that will not be included in your Mortgage. Little things, like grass, curtains, and perhaps a fridge… weigh out the total costs to see where you'll find the easiest place to start.

Flooring Deals for Every Room! Worry-Proof Flooring Sale! Worry-Proof Flooring from $0.49, Laminate Flooring from $0.58 and Hardwood & Bamboo Flooring from $1.48 Per Sq. Ft. Offer Valid 8/15-8/21! Now, it's true that the financial institutions have different Mortgage Rates depending on the percentage of the value of the property that you have for a Down Payment. If you put 5% down, your Rate will probably be higher than a Borrower who is putting 25% or more down on a property. It's based on the risk factors involved for each person borrowing from the institution. The Lenders always have to protect themselves. The important thing is just to get into a home as soon as you can. Don't wait until you have 20% to put down - just get into a property as soon as you can while these rates are so remarkably low.

You can always live there for a few years, sell it for a profit (always good!), and then make your move up. At the very least, you'll be investing the $6,000.00 (and waaay up, since that number is based on $500/month rent) a year in your own property.

If you are currently renting, the chances are really high that you could be paying less money per month on a Mortgage than you are paying for rent. This is because the Mortgage Rates are so incredibly low.

Make it a point to start taking note of the rates in your area. Start reading the Real Estate Papers, the classified ads in your local paper, and checking out Real Estate On-Line. Get a handle on what's out there that you like and can afford.

Start visiting Show Suites in Apartment Buildings and regular Show Homes. You may be surprised at the deals that are out there, these days. Go for a drive to see if there are properties For Sale in neighbourhoods that you like that are within a reasonable driving distance to your place of employment. Don't forget to add Traffic Time, if you are in a busy city! Bring a notepad and pens so you can jot down the Realtor's name and number. Often, there will be a web address, and you can check out the house on-line.

We sell our houses ourselves, so there's no reason to be wary of a 'Home For Sale By Owner'. Chances are high they've sold before and know the ropes. If you're on a time crunch, or you're new to the area, you can contact a local Realtor and tell them what you're looking for, and your price range. Again, if you're pre-qualified with a financial institution, this will be much easier. Looks can be deceiving - don't make judgements on a property until you've had a look inside. If you can imagine yourself living there, you've probably found the right place.

Write up an offer and contact a lawyer, Martha, we're buyin' a house!

Real Estate Law is pretty straight forward. If ever there was an easy consultation with a lawyer, this should be it! Your lawyer will lead you through the paperwork -- you just have to listen carefully, sign on the appropriate lines, provide any necessary documents the lawyer may require, and generally be polite! Sounds easy, eh?

You can even share a lawyer (the buyer and seller use the same lawyer when it's a nice, clean deal, with no nut cases involved…this is more common in a private sale), but chances are high you'll have your own. Make sure you have funds set aside to cover the Legal Fees (shop around - you may be surprised how these fees can vary), if they're not included in the deal. Some Builders include Legal Fees with their New Houses.
Make More Money -- Look for a New Job...

Now, I don't get why people don't have a good look at any Foreclosure Properties that might be available in their area -- especially if you are looking at buying in a Larger U.S. City, where the housing prices are through the roof. Why not have a wee look around, just in case there's something for you. That's one of the few times when it's worthwhile to buy a 'Fixer-Upper', if it's a great price.

Keep in mind that a Home can go into Foreclosure for many different reasons (Financial Difficulty can come about from a variety of sources...), so there are lots of Homes in Foreclosure that are not 'Fixer-Uppers' -- they are regular Family Homes, Condos -- sometimes even some Bare Land (a Builder's Favorite!). It's always worth a look!

More about understanding mortgages, without making you sleepy! lol! http://buildyourownhousebodylife.blogspot.com/2010/11/understanding-mortgages.html 

Make a ton o' money on the Stock Market, buy that home! Yay!! Good Luck! 

#ToTheMoon! $BNGO $BB $SLV $GME $AG $AMC 💰

https://m1finance.8bxp97.net/2n36g #ad

M1 Plus #FreeTrial🎊

1 YEAR #FREETRIAL in #m1finance

$30 in #SeedFunding

#ACAT Transfer #Promo

#M1 #futureofwork #FutureOfFinance #app

FREE #investing

📈🤑#StockMarket #GameStop 🎮📈

@elonmusk #ElonMusk